Smart money, made simple.

Cryptocurrency doesn’t have to be cryptic.  Learn more about buying, sending, selling and spending it, with Zumo.

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How Zumo works

Our smart money platform makes crypto work for you.

Your money, in your hands

Zumo is simple and easy to use
Download the app
Download free from Google Play or the App Store
Choose your Zumo ID
You now have your very own smart money wallet
Start a transaction
Add, send, request and spend crypto when and where you like

Love our planet, towards net zero

Zumo's approach to protecting our planet
Learn more

Don't just take our word for it. Take theirs.

smile - no hidden fees

Smile - No hidden fees

A flat 0.5% exchange fee that will make you really smile

We’re on a mission to make buying and selling cryptocurrencies cost less for everyone. We promise to keep our fees as low as we possibly can - while letting you manage your crypto in the way that suits you best.

Your crypto, your way

Choose your adventure...


Low-cost exchanges
Lightning-fast transactions
Free to send money to Zumo friends 


Hold your own crypto securely on the blockchain
Send to external wallets
Get ready to plug in to Web3

Flexible to you

Zumo Trade, Zumo Infinite or whatever personalised combination suits you best, access it all in one simple, intuitive Zumo app. 

The convertible debit card

Our Visa card lets you manage your money all in one place. Designed to make everyone feel comfortable with cryptocurrency, you'll be able to convert your crypto and spend anywhere that accepts Visa.

Getting started
The convertible debit card

The future of money is secure

Our world leading storage technology gives you peace of mind that your funds are secure yet instantly accessible.

Free international peer to peer payments

Easily send crypto currencies to anyone, anywhere in the world, from one powerful app

Learn more about cryptocurrency with our latest guides

Discover more about cryptocurrency, as our team takes the cryptic out of crypto with a series of informational guides

What is Etherium

What is Ethereum?

Our guide highlights the common questions
"How does Ethereum work?", "Is Ethereum secure?" and "How to invest in Ethereum"

What is Bitcoin

What is Bitcoin?

What is Bitcoin, and how does cryptocurrency work? Discover more about how to buy, sell and hold bitcoin in our simple guide

Understanding decentralised finance

How to keep crypto secure?

With this guide you'll learn about crypto storage options, what custodial and non-custodial means, and how to keep your crypto secure.